This document summarizes the monthly budget of a newly married couple, John and Nicole. It details their individual incomes, totaling $6,390 monthly. It then outlines their monthly living expenses, including $1,901.97 for rent and utilities, $301.97 for groceries, $49.25 for household items, $600 for clothing, $160.46 for transportation, $857.09 for entertainment, and $3,438.81 in miscellaneous expenses including $2,198.81 in monthly savings.

1. Just Married

2. Couple's Income John makes $45,000 per year Monthly = $45,000 / 12 months = $3,750.00 Nicole makes $16.50 per hour Monthly = $16.50 x 40 hours x 4 weeks = $2,640.00 Total Monthly Income = $3,750 + $2,640 = $6,390.00 NO SAVINGS

3. Living Expenses Total Living Expenses = $1,901.97

5. Walmart Scarborough Town Centre, Toronto, ON (416) 290-1916 Groceries Total Groceries Expenses = $267.23 x 1.13(tax) = $301.97

6. $59.14 Total $3.54 6 $0.59/lb Bananas $2.99 1 $2.99 Blueberries $3.99 1 $3.99 Strawberries $1.78 2 $0.89/lb Apples $1.98 2 $0.99 Cantaloupe $1.58 2 $0.79/lb Oranges $7.00 2 $3.50/L Olive Oil $5.00 1 $5.00/L Balsamic Vinegar $4.58 2 $2.29/lb Mushrooms $4.77 3 1.59/lb Garlic $3.98 2 1.99/lb Onions $3.58 2 $1.79 Broccoli $4.45 5 $0.89/lb Tomato $3.96 4 $0.99 Cucumber $5.96 4 $1.49 Lettuce Total Cost Quantity Unit Price Food

7. $158.84 Total $3.98 2 $1.99/lb Rice $6.00 4 $1.50/Kg Barilla Pasta $7.96 4 $1.99/lb Beef (Eye of Round) $7.20 4 $1.80/lb Pork Chop $22.20 5 $4.44/lb Chicken Breast $2.99 1 $2.99 Mayonnaise $3.99 1 $3.99 Ketchup $13.16 4 $3.29 Chocolate Chip Cookies $3.96 4 $0.99 Bag of Chips $2.89 1 $2.89 Pancakes (Just add Water) $6.00 6 $1.00/L Milk $3.99 1 $3.99 Cheddar Cheese $4.00 2 $2.00 Bacon $3.98 2 1.99/dozen Eggs $4.00 2 $2.00 Bread (Toast) $2.99 1 $2.99/Kg Peanut Butter $3.99 1 3.99/400g Nutella $3.99 1 $3.99/Kg Strawberry Jam $18.00 60 $0.30 Dinner Rolls $2.97 3 0.99/L Apple Juice $6.60 4 1.65/L Orange Juice $24.00 120 $0.20/L Water Total Cost Quantity Unit Price Food

8. $49.25 Total $9.99 1 $9.99 Tide Laundry Detergent $6.99 1 $6.99 Bounce Fabric Softener $2.69 1 $2.69 Javex Liquid Bleach $4.38 2 $2.19 SOS Pads $6.49 1 $6.49 Toilet Paper(24 rolls) $5.94 6 $0.99 Paper Towels $7.99 1 $7.99 Garbage Bags $4.78 2 $2.39 Ziplock Bags Total Cost Quantity Unit Price Food

9. Total Clothing Expenses = $600.00 Nicole’s Clothing Expenses = $300.00 John’s Clothing Expenses = $300.00 The best way today to shop for clothes is by doing online shopping. Its cheap and very accessible. Online shopping works very easily, you go on the desired website and click on “add to cart”. Clothing is very easy to find for a very cheap price. www.clothesnba.com offers name brand clothing from the modern era and times. Some brands that are provided are: Canada Goose, Affliction, Ed Hardy, Adidas, Armani, Burberry, Fendi, Coach, Ferrari, Oakley, Puma, Prada, and many more for such low prices. Clothing

10. Transportation Total Transportation Expenses = $160.46

11. 2 TTC Monthy Metro Passes = 2 x $121.00 x 1.13 = $160.46 TTC

12. Entertainment Total Entertainment Expenses = $79.10 + $394.37 + $145.77 + $35.58 + $202.27 = $857.09

13. Cell Phone Unlimited Incoming Local Calls Unlimited Evenings and Weekends Unlimited Texting Call Display $35 x 2 plans x 1.13(tax) = $79.10 $0 with a monthly plan and 2 year Fido Agreement

14. HP 13.3" Laptop Dual-Core $349.00 x 1.13(tax) = $394.37 Computer & Internet Rocket Stick Wireless internet access from the USB port of virtually any computer$129.00 x 1.13(tax) = $145.77

15. Digital Basic All the popular Primetime Shows. $31.49 x 1.13(tax) = $35.58 Philips 19” LCD HDTV $179.00 x 1.13(tax) = $202.27 Television

16. Miscellaneous Expenses Total Miscellaneous Expenses = $3,438.81

17. Monthly Savings Monthly Savings = $2,198.81

18. Charitable Donations Sponsor a Child with World Vision = $35 per month St. Bartholomew’s Roman Catholic Church 59 Heather Road $5.00 per Sunday = $20.00 per month

19. Weekly Allowance Weekly Allowance = $100 each Total Monthly Allowance = $100 x 2 people x 4 weeks = $800.00

20. Yearly Honeymoon Yearly Honeymoon = approximately $1000.00 per person = $2000.00 / 12 months = $166.67

21. Incidentals Gifts & Parties Approximately $1500.00 per year $1500.00 / 12 =$125.00 per month Total Incidentals = $125.00

22. Budget Spreadsheet $6,390.00 Total $125.00 Incidentals 3,345.48 Miscellaneous $857.09 Entertainment $160.46 Transportation $1,901.97 Living Expenses Cost Expenses